Banc of California, Inc

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www.firstpactrustbancorp.com

St. Cloud invested in First Pactrust Bancorp, Inc. in the form of common stock. The Company has total assets of $880 million and is a federally chartered, FDIC insured, San Diego based community bank. FPTB has operated as a traditional community bank since 1941 having grown from a single office serving industrial workers to a savings bank operating through nine branches located in demographically desirable communities in Southern California, more specifically beach cities located throughout the San Diego area.

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